Have you ever noticed a strange charge labeled “ACHMA VISB” on your bank or credit card statement? If you’re a Verizon Wireless customer, these mysterious fees can be quite common. But what exactly do they mean, and should you be concerned?

In this comprehensive guide, we’ll dive deep into the world of ACHMA VISB charges, exploring what they are, how they work, and what to do if you suspect fraud. By the end of this article, you’ll have a clear understanding of these charges and feel empowered to take control of your financial well-being.

What does ACHMA VISB mean?

ACHMA VISB is an acronym that stands for “Automated Clearing House Merchant Authorization Visa Bill Payment.” It’s a code used by Verizon Wireless to identify a specific type of electronic payment transaction. You can also use FID BKG SVC LLC Moneyline.

When you see this charge on your statement, it means that Verizon has used the Automated Clearing House (ACH) method to electronically transfer funds from your account. The “VISB” part indicates that the transaction was processed through a Visa card.

This code is primarily for Verizon’s internal use, helping them identify and categorize different types of payments. While it may seem confusing to you as a customer, it’s a standard practice among many service providers.

How does ACHMA VISB work?

ACHMA VISB charges work similarly to a pre-authorized, recurring credit card payment. When you sign up for Verizon Wireless services, you typically provide them with your payment information and authorize them to make regular withdrawals from your account.

These charges are usually associated with your monthly cellphone or wireless plan. Verizon Wireless will automatically deduct the amount due from your account on a specific date each month, using the ACHMA VISB code to identify the transaction.

It’s important to note that these charges may not always be immediately recognizable as Verizon Wireless payments. The ACHMA VISB code can make it difficult to identify the source of the charge, especially if you have multiple Verizon services or have been a customer for a long time.

Is ACHMA VISB fraud?

In most cases, ACHMA VISB charges are legitimate and part of your regular Verizon Wireless payments. However, there are rare instances where these charges can be fraudulent.

If you notice ACHMA VISB charges on your statement but don’t have a Verizon Wireless account or didn’t authorize these payments, it’s possible that someone has gained unauthorized access to your account information. This could be due to identity theft or a security breach.

Verizon Wireless takes fraud very seriously and has strict measures in place to prevent unauthorized account openings and charges. However, no system is perfect, and there’s always a small chance that something may slip through the cracks.

How do I stop ACHMA VISB?

If you suspect that ACHMA VISB charges on your statement are fraudulent, it’s crucial to act quickly. Here’s what you should do:

  1. Contact your bank or credit card issuer’s fraud department and report the unauthorized charges.
  2. Provide details about when you first noticed the charges and emphasize that you did not authorize them.
  3. Request that the charges be put into dispute and that your account be frozen to prevent further unauthorized activity.
  4. Ask your bank or issuer to send you a new card and PIN to ensure your account is secure.

Your bank or issuer will investigate the charges and, if satisfied that you didn’t authorize them, may refund the money you’ve lost. They’ll also work with you to prevent similar issues from occurring in the future.

Should I contact Verizon Wireless?

If you believe someone has opened a Verizon Wireless account in your name without your knowledge or consent, it’s a good idea to contact the company directly. Verizon has resources available to help customers who have been victims of fraud or identity theft.

Visit Verizon’s account security guide to learn more about what to do if your account has been compromised. Follow the steps outlined in the guide to secure your account and prevent further unauthorized activity.

Keep in mind that while Verizon can assist with some aspects of account security, your bank or credit card issuer is your primary line of defense against fraudulent charges. They have the tools and resources to investigate and resolve unauthorized transactions.


ACHMA VISB charges may seem confusing and even alarming at first, but they’re a common part of doing business with Verizon Wireless. In most cases, these charges are legitimate and part of your regular monthly payments.

However, it’s essential to be vigilant and regularly review your financial statements for any suspicious activity. If you notice ACHMA VISB charges that you didn’t authorize, don’t hesitate to contact your bank or credit card issuer’s fraud department and Verizon Wireless for assistance.

By staying informed and proactive about your financial well-being, you can ensure that your money is safe and secure, even in the face of mysterious charges like ACHMA VISB.


  1. What does ACHMA VISB stand for?
    ACHMA VISB stands for “Automated Clearing House Merchant Authorization Visa Bill Payment.”
  2. Why is it important to understand ACHMA VISB charges?
    Understanding ACHMA VISB charges helps you identify legitimate transactions, detect potential unauthorized charges, and maintain control over your financial well-being.
  3. How can I confirm if ACHMA VISB charges are legitimate?
    Review your financial records regularly and compare ACHMA VISB charges to your Verizon Wireless bills. If the charges match your services, they are likely legitimate.
  4. What should I do if I suspect ACHMA VISB fraud?
    Contact your bank or credit card issuer’s fraud department immediately to report unauthorized charges and initiate the dispute process. They can help recover your funds and secure your account.
  5. Are ACHMA VISB charges only associated with Verizon Wireless?
    While ACHMA VISB charges are primarily used by Verizon Wireless, similar codes may be employed by other merchants for their financial transactions.

Remember, staying informed and proactive about your finances is the best way to protect yourself from unauthorized charges and maintain a healthy financial future. By understanding ACHMA VISB and other mysterious fees, you can make informed decisions and keep your money safe.


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